Information on the Bank Guarantee Scheme

Most deposits will continue to be guaranteed under the existing statutory €100,000 Deposit Guarantee Scheme (the "DGS") which cover 100% of retail deposits with all credit institutions authorised in Ireland (including credit unions) up to a maximum of €100,000 per qualifying depositor per institution. The DGS does not have an end-date. Further details of this Scheme can be obtained at http://www.itsyourmoney.ie/index.jsp?n=757&p=125 or the financial Regulator consumer helpline 1890 777777.

Credit Institutions (Financial Support) Scheme 2008 

Click here for FAQ re Credit Institutions (Financial Support) Scheme 2008

Click here to access SI 411 of 2008 - Credit Institutions (Financial Support) Scheme 2008

Click here for Market Notice - Confirmation of State Guarantee

Click here for Orders signed by the Minister under section 6(1) of the Act confirming the institutions covered under the Scheme.

Click here for List of 'Covered Institutions' under the Scheme  

Click here for Credit Institutions (Financial Support) Act 2008

Click here for Explanatory Memo for Credit Institutions (Financial Support) Bill (Act) 2008 

Credit Institutions (Eligible Liabilities Guarantee) Scheme 2009

Prologation and modification of the ELG Scheme approved by EU Commission on 28 June 2010

The terms of the prolongation and modification of the ELG Scheme, which were approved by the EU Commission on 28 June 2010, provide that the issuance period of the ELG Scheme will continue to 29 September 2010.  Beyond this date, the EU Commission has also approved a modification of the ELG Scheme to provide for a prolongation of the issuance period from 29 September 2010 to 31 December 2010 for liabilities of between three months and five years duration (other than interbank deposits).  In addition, the issuance period for retail deposits will be prolonged to 31 December 2010 for deposits of any duration up to five years.  See FAQ for further details.

Click here for FAQ for Eligible Liabilities Guarantee Scheme 2009 Eligible Liabilities Guarantee (ELG Scheme)

Click here for notice for consumers on the extension of the (Eligible Liabilities Guarantee) Scheme 2009

Click here for a List of participating institutions to date

Click here for SI 490 of 2009 - CREDIT INSTITUTIONS (ELIGIBLE LIABILITIES GUARANTEE) SCHEME 2009

Click here for RULES OF THE CREDIT INSTITUTIONS (ELIGIBLE LIABILITIES GUARANTEE) SCHEME 2009

Click here for SI 488 of 2009 - CREDIT INSTITUTIONS (FINANCIAL SUPPORT) (FINANCIAL SUPPORT DATE) ORDER 2009

Click here for SI 489 0f 2009 - CREDIT INSTITUTIONS (FINANCIAL SUPPORT) (FINANCIAL SUPPORT PERIOD) ORDER 2009

Click here for SI505 of 2009 - NTMA ACT 1990 (CREDIT INSTITUTIONS (FINANCIAL SUPPORT) ACT 2008) DELEGATION OF FUNCTIONS ORDER 2009

Details of debt liabilities guaranteed under the ELG Scheme and other materials are available on the website of the Scheme Operator (the NTMA) at http://www.ntma.ie/ELGScheme/CreditInstitutionsELGScheme.php